Insurance

Did you know that as a Member of the Chamber, you can gain control over your benefit costs?

 

Exclusively for chamber members, Bright Choices helps employers of small and mid-size companies provide their employees access to a range of benefits comparable to that of a Fortune 500 company, including:

  • Multiple health, vision and dental insurance plans, from traditional co-pay to consumer-driven
  • Additional coverage including Life, Disability and critical illness*

*Supplemental insurance will be available starting Dec 2011

 

Learn more: Use the sections below or these quick links:

 

Get started now: Contact us for more information!
 
Phone: 716-366-6200 or 716-484-1101
Ask to speak about Bright Choices

  

About the Program

You'll spend less on benefits.
With more choices, the new program lets you control your benefits costs and define how much you will contribute to benefits. It is a consumer-centric solution that allows you and your employees to buy the right insurance at the right price.

Your employees will have more choices.
Liazon's program provides you with a full suite of employee benefits from leading carries. Most are services that you can't access on a direct purchase basis. With our new benefits marketplace, you can explore diverse plans and services - for health, dental, vision, life, disability and critical illness. Additional coverage includes Life, Disability and critical illness*

*Supplemental insurance will be available starting Dec 2011

You'll save time and money on beenfits administration.
The award-winning Bright Choices Consumer Portal lets users access benefits needs - both health and wealth - and build a personal Benefits Portfolio to meet those needs. The Bright Choices protal provides all the tools, tutorials, and tranasctions to make you a more effective benefits consumer, and lets you automate enrollment, eligibility, and billing. Complementing the portal is a consumer advocacy Helpline to answer benefits questions 365 days a year.

Program Benefits

The program gives you access to:

  • Multiple health, vision and dental insurance plans, from traditional co-pay to consumer-driven
  • Health Savings Accounts
  • Additional coverage including Life, Disability and critical illness*

*Supplemental insurance will be available starting Dec 2011

This is a level of benefit choices and breadth of options that no company would be able to access on its own, either by calling the insurance company directly, or through a traditional insurance broker. Check out our Benefits at a Glance program rate card to learn more! If you have questions, refer to our FAQs or give us a call at the Chamber of Commerce 716-366-6200 or 716-484-1101.

Testimonials

"Managing our benefits is so easy, I can do it in my sleep!"
Jim Pullan, Jr., Jamestown Mattress

"Thank you Chamber of Commerce. What wonderful choice you have made. We needed this for our family and it came at the perfect time. You were listening to our needs and we are grateful. Thank you for all of your help."
Alicia Blakeslee, Hair Designs by Alicia Blakeslee

Getting Started (You and Your Employees)

Get Started Now!

Employers:
All you need to do is fill out a group enrollment form, and mail it or fax it along with some basic company information.

Employees:
Once your company is signed up, your employees can use the award-winning Bright Choices portal to learn about benefits and make enrolling online simple and efficient.

Login instructions for Bright Choices:

   Group Identifier: Chautauqua
   Username: First and last initials and the last 4 digits of your Social Security Number (no dashes or spaces). The first time you log in, you will be asked to change your password.

Questions? Call 716-366-6200 or 716-484-1101

For those who prefer to use paper forms, that option is still available as a personal enrollment form.

Plan Selection:
To learn about the new plans available, check out the Benefits at a Glance.

Providers:
For a list of providers, click the links below:

Health Insurance
Univera's National Network

 
Dental Insurance
Vision Insurance

 

 

 

 

 

Federal law requires that employers provide a notice to employees about their prescription drug coverage. This notice relates to the Medicare prescription drug benefits (under Part D of Medicare). Specifically, this annual notice must inform Medicare-eligible individuals whether their employer-provided prescription drug coverage is “creditable.” Coverage is considered creditable if its actuarial value equals or exceeds the actuarial value of standard prescription drug coverage under the Medicare prescription drug benefit. This information is important because Medicare Part D imposes late enrollment penalties for Medicare-eligible individuals who do not maintain “creditable coverage” for any period of 63 days or longer and this notice provides employees with the information they need to determine if their employer-provided coverage is adequate to allow them to avoid late enrollment penalties in the future.
Attached below are notices that can be provided to inform employees of the status of their prescription drug coverage. The attached notices are based on model notices issued by the government agency that administers Medicare (“CMS”).

Please click link below to download the Notices and read notes below for further clarification: