Health Insurance & Employee Benefits

The Chautauqua County Chamber of Commerce is now able to offer additional health insurance products through its private Bright Choices Insurance Exchange.  Since its inception, the Bright Choices Exchange has offered a variety of Univera health insurance products.  Now, in addition to Univera, plans from Independent Health and Blue Cross Blue Shield will be available as well.  The Bright Choices exchange will include multiple plans through each provider, in addition to its other offerings for dental and vision insurance and other ancillary products. 

View our new Benefits at a Glance brochure now, featuring all of the plans available and their rates. 

This expanded private exchange means a number of direct benefits for Chamber members, including access to more plans than ever before, competitive rate options as well as access to plans that include national in-network coverage.

Our trained benefits specialist, Craig Colburn, is a licensed insurance broker who can guide you to the best possible plan to suit your needs.  Craig will be happy to provide personal consultations for each group and for sole proprietors.  Our goal is to help businesses and individuals select the most cost-effective plans to meet their health insurance needs.  Craig is certified to work within New York’s NYState of Health Exchange for individuals and Small Business SHOP (Small Business Health Options Program), and our own Bright Choices Exchange, which has been offering innovative Fortune 500 type benefits for companies of all sizes for several years. He can also assist with Medicare questions, Part C supplemental and advantage plans, and Part D prescription plans.

Options through the newly expanded Bright Choices® Exchange from Liazon include health savings and flexible spending accounts, dental accounts, vision plans, life insurance, and more.  Bright Choices helps businesses control their benefits costs, while offering greater coverage to employees.  In order to bring you the best selection of benefits, Liazon partners include:

  • Univera
  • Blue Cross Blue Shield
  • Independent Health
  • Consult A Doctor
  • MetLife
  • Health Equity
  • VSP
  • Wellness by Choice
  • VPI Pet Insurance

Craig is available for one-on-one consultations by phone or in person.  Contact him now at to set up an appointment. 

To enroll in Bright Choices, call the Chamber today at 366-6200 or 484-1101, ext. 302.  Once your company is signed up, you and your employees can use the award-winning Bright Choices portal to learn about benefits and make enrolling online simple and efficient.

Because we know our members are concerned about some changes and current events surrounding health insurance programs in New York State, we are including information here which should have been mailed to you directly from your provider:

  • Notice from Univera regarding a cyberattack on its parent company, Lifetime Healthcare.  If you have additional questions or concerns about this, please contact Univera directly.
  • Notices from Health Republic and New York State of Health regarding ongoing coverage issues for those now covered by Health Republic as it will cease to operate as of December 31.


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